One payout rail your finance and engineering teams can both trust.

Integrate Payout API

Connect through our REST API and authenticate with your key. Start building in the sandbox straight away.

Fund your wallet

Add funds to your milanj.money wallet over NEFT or RTGS. Check the balance anytime through the balance API.

Initiate payouts

Trigger single or bulk payouts via API. Set the beneficiary, amount and rail, and smart routing handles the rest.

Track via webhooks

Get real-time status updates through signed webhooks. Query the status API anytime for any transaction.

Payouts, ledger and reconciliation in one system of record.

curl https://api.milanj.money/v1/payouts \
  -H "Authorization: Bearer $MILANJ_KEY" \
  -H "Idempotency-Key: po_7fa31c" \
  -d amount=2500000 \
  -d currency=INR \
  -d rail=auto \
  -d beneficiary[name]="Anika Raut" \
  -d beneficiary[account]="0042915566731" \
  -d beneficiary[ifsc]="HDFC0000123"

const payout = await milanj.payouts.create({
  amount: 2_500_000,        // paise
  currency: "INR",
  rail: "auto",             // imps | neft | rtgs | upi
  beneficiary: {
    name: "Anika Raut",
    account: "0042915566731",
    ifsc: "HDFC0000123"
  }
}, { idempotencyKey: "po_7fa31c" });

console.log(payout.status);  // "processing"

payout = milanj.payouts.create(
    amount=2_500_000,          # paise
    currency="INR",
    rail="auto",
    beneficiary={
        "name": "Anika Raut",
        "account": "0042915566731",
        "ifsc": "HDFC0000123",
    },
    idempotency_key="po_7fa31c",
)

print(payout.status)  # processing

For teams going live on one rail with volume under 25k payouts a month.

Multi-bank routing and failover for teams past 25k payouts a month.

Dedicated sponsor bank arrangements, custom SLAs and on-site audit support.